Prime Minister's Interest Free Loan (PMIFL) Scheme





Donor :

Pakistan Poverty Alleviation Fund (PPAF)


Duration :

04 Years (2014 - 2018)


Districts :

Ghotki, Kashmore-Kandhkot and Shikarpur.



Interest free loan scheme is an opportunity and catalysts for change and economic development in the poorest segment of the society especially for women.
Interest free loan scheme further boost the productive economic activities, and youth are given proper guidance and financial support through this scheme and better access to innovative technology as they can play their positive role in the development.


Major Activities


  • SRSO has entered into a partnership with PPAF – LEED Group under Prime Minister Interest Free Loan Scheme amounting Rs. 120,000,000/- (Rupees One Hundred and Twenty million only). It is a revolving loan facility for a period of four (04) years. PPAF will disburse in four quarterly installments within One year. Based on satisfactory revolving during 4 years, the loan amount will be transferred as grant to community institutions with approval of PPAF.
  • The said facility to be revolved by SRSO through its branches / Loan Centers, in 12 Union Councils of Ghotki, Kashmore-Kandhkot and Shikarpur.
  • Aims to provide productive micro-loans to the doorsteps of the poor and the destitute,those on a score of 0-40 on the Poverty Score Card so that they may enhance their incomes and improve their quality of life and facilitate their empowerment both economically and socially.
  • Borrowers will be encouraged to return the loan that will go back to permanent fund available to the community for future lending. Fund will also educate the borrowers to convert from being “takers” to “givers”, so that the fund will continue to grow.